Solidarität Finanzen
We offer a full range of credit options to help individuals and businesses better finance their projects. These offers range from Swiss personal loans to business loans, mortgages, car loans, and more.
Personal Loan,
Short and long term credit
A personal loan, or consumer credit, is a sum of money that Solidaritat Finanzen lends you to finance various personal projects, without you having to justify the use of these funds. This means you can use this money as you see fit. You can use it to purchase consumer goods (household appliances, cars, etc.), finance renovations, travel, or any other personal project.
The major advantage of personal loans is that they offer flexibility, as the borrower or consumer can decide the amount to borrow, the loan term, and the repayment terms. Interest rates on personal loans vary depending on the borrower's financial situation and the lender's policy.
Real estate loan
A mortgage or real estate loan is a loan designed and intended to finance not only the acquisition or construction of a property, but also to cover the cost of associated work such as renovation, etc.
The Solidarität Finanzen mortgage loan offers borrowers numerous advantages. First, it allows individuals to acquire a property without having to pay the entire amount at once. Instead, they can repay the loan over an extended period, making the purchase more financially accessible.
Second, home equity loans generally offer lower interest rates than other types of loans. This means borrowers pay less interest over the life of the loan, saving them money in the long run.
Finally, a mortgage allows borrowers to benefit from certain tax deductions. In some countries, the interest paid on a mortgage can be deducted from taxes, reducing the total amount of tax payable.
Car loan
A car loan, also known as a car loan, is a financing solution specifically designed by Solidarität Finanzen for the purchase of a vehicle, whether new or used. Unlike a personal loan, this type of consumer loan is earmarked: this means that the amount borrowed must be used to purchase a vehicle, whether car or motorcycle. The amount of the car loan is determined based on the purchase price of the vehicle or motorcycle, and can be repaid over a period ranging from a few months to several years.
One of the advantages of a car/motorcycle loan is that it allows consumers to quickly obtain the necessary funds to purchase their vehicle. Indeed, once the loan is approved, the funds can be released quickly, allowing the borrower to complete their purchase without delay.
Additionally, car loans also offer some flexibility in terms of repayment. Borrowers generally have the option to choose the loan term and monthly payment amount, depending on their financial capacity. Early repayment is also possible, which reduces the loan term and saves on interest.
Student loan
Solidarität takes the education of our future heroes seriously. That's why it has created a program specifically dedicated to financing your needs during your studies to help you achieve your career goals. To benefit from this offer, simply enroll in a study establishment. Regardless of the nature and duration of your studies: BTS, university, grandes écoles, etc.
Do not hesitate to put together a student loan application with the assistance of our customer service.
Wedding credit
A wedding loan is a consumer loan. With a loan from Solidarität Finanzen, future spouses can celebrate their union without impacting their overall financial situation.
In short, the goal of this type of loan is to obtain the financial resources necessary to cover the total cost of expenses associated with organizing a wedding or civil solidarity pact. The advantage of this type of consumer credit is that the interest rate is particularly low and, above all, fixed.